Electronic
Wallet
How to pay immediately and without a bank account
One of the more popular payment options in the field of electronic payments are virtual payment cards. Thanks to their safety, comfort, and flexibility, they are becoming one of the main payment methods. These cards do not have a physical form; they exist only as a card number that allows you to shop online without leaving any physical trace.
Did you know that ...The virtual card market is very promising and is expected to expand by 20.9% between 2023 and 2030. It has been valued at $13.3 billion in 2022. MasterCard published a report that proved that 93% of consumers prefer contactless payments such as QR codes, digital currencies, and others for their purchases.
Electronic wallets such as Google Pay and Apple Pay are one way to make your payments. It is a place where you can store your physical or virtual cards. For physical cards, you will need to fill in the card number, validity period, and CVV code.
In order to store a virtual card in your electronic wallet, you will also need to fill in the card number, expiration date, and CVV code. These data are randomly generated by software and unlike physical card data, they only exist in electronic form.
Using an electronic wallet will simplify the purchasing process. You can add cards in a matter of minutes and just choose which one you want to pay with. The most used wallets are Google Pay, Apple Pay, Rychlá Peněženka, Revolut, and Paypal. You may also come across Venmo or Samsung Pay.
If you often shop at international marketplaces, you may come across sellers who only want to use a secured type of payment, so both they and you are protected. A commonly used wallet for these purposes is PayPal, which is used worldwide. This security service is charged at a percentage that depends on where you live.
Everything about e-wallet you need to know.If we were to summarize the whole essence of an e-wallet, we would say that it is an innovative tool in which you can manage your finances and advantages that are present. Thanks to e-wallets, you can store, manage, and pay with various currencies, including cryptocurrencies. Electronic wallets will bring convenience, flexibility, and diversification to your life. At the same time, you can save documents such as a national ID, driver’s license, receipts, or any other form of document that you receive in electronic form. After that, you will have everything in one place and won’t spend time looking for it in your house. E-wallets often work using blockchain technology (just like cryptocurrencies), which allows for a transaction to be recorded without verification by a central authority. All transactions contain private and public keys. The public key is the address the money will be sent to. A private key is for authorization.
The process of obtaining a virtual payment card is very simple. It also includes the registration of an electronic wallet, so the acquisition will be faster. All you have to do is register and after verifying your data, you will be given access to view your virtual card’s number and other data. You may use your card for payment immediately after obtaining access. The way you use it is practically the same as with a physical card.
If you want to fully enjoy the benefits of a virtual card, you will need to integrate it into an e-wallet. Rychlá Peněženka makes your funds available to you anywhere, anytime, and most importantly, immediately.
One of the unique features of the Rychlá Peněženka app is that you can get part of your payment back thanks to a bonus. It’s called CashBack. In the Rychlá Peněženka application, it applies to any purchase you make while using the virtual card. You can get up to 1% back. Rychlá Peněženka will provide you with additional discounts and bonuses that are frequently added. The possibility of deferred payment and, in the future, inter-user lending is currently being developed. They are constantly developing new varied services for customers who use the app. It is planned to offer mortgage loan brokerage and there will also be an option to get CashBack on the mortgage. Unlike other apps, Rychlá Peněženka is constantly trying to engage its customers and wants them to have a good experience of using the app.
